Better Visibility and Agility with Lending Intelligence
Optimize your lending strategy with actionable insights and trusted accuracy
Learn more about better insightsOptimize lending business strategy with smarter insights
Get accurate, consistent insights to drive decisions
With more data, better math, and the proven predictive power of our AI technology, get a consistent, accurate view of performance from marketing, origination to portfolio management. Be able to dive deeper into the metrics that matter with loan and applicant level granularity.
Understand the performance and data that matters for your business
Your business success depends on many factors across your lending and portfolio lifecycle. The Lending Intelligence Reports cover the full scope from marketing insights to increase look-to-book, performance data for reducing risk at origination, to monitoring loans as they season, and predicting allowances for credit loss.
Know what actions you can take to see results
Bring a new level of agility to your operations with intelligence that provides guidance on how to support your goals. Optimize policies and lending terms quickly to stay ahead of the competition, with a clear view on impact. Know what borrowers are trending to be riskier before they go delinquent. Then, through an AI-powered prescreen process, know who is qualified and could use support for refinancing, upsells and cross sells.
Get a clearer view of your lending business
Zest Lending Intelligence Reports give you the critical information to optimize your end-to-end operations.
Soon, with LuLu, your lending intelligence companion, use the power of generative AI to access and activate your data even more quickly and easily.
Portfolio
Create a durable, agile business when you understand the health and performance of your portfolios with >2x more accurate insights. With Portfolio reports, get:
- Credit migration and performance by vintage
- Insight into the potential value of borrower watch lists
- Profitability and loss projections
Applicant
Gain visibility into your competition to better guide your lending decisions and terms. With Applicant reports, get:
- Pricing analysis
- Unfunded applicant insights
- Peer comparisons
Marketing
With the Zest AI pre-screen process, target more effectively for higher look-to-book and offer your customers the products they need when they need it. With Marketing reports:
- Better serve customers with targeted refinancing and debt consolidation opportunities
- Gain share of wallet with cross selling and deposit growth analysis
“We don’t know what we don’t know. To be able to benchmark our performance against other lenders with actual applicant outcomes gives us an edge and allows us to act quickly. Not only will we leave less on the table, but ultimately, we will be able to better serve more members in the smartest way possible for our lending business.”
Ready to see how to better support your business strategy?
Request a call to learn how Zest Lending Intelligence Reports can bring better clarity and agility to your lending business.
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